• Individual ijara – Lease financing product 50% -50%

    the customer pays 50% down payment, and a final payment (Balloon payment) of 50% that due at the end of the leasing period after two years to own the vehicle, after paying the last payment.

  • Key Features

    • Sharia-compliant financing of up to 800,000 SR.
    • No salary transfer required
    • Available to Saudis and residents in the Kingdom
    • Available for new and used cars.
    • Fast to obtaining approvals and completing procedures
    • Flexible 50% down payment and 50% Balloon payment after 2 years of leasing.
    • Comprehensive car insurance coverage for the entire rental period
    • Multiple options to terminate the contract or own the car during the contract period or at its end
    • SFL Mobile application for easy access to the services available in the application
  • Conditions

    • An employee with a period of service not less than 3 months.
    • Fill out a financing request form.
    • Total salary of not less than 8000 SR.
    • Terms and Conditions applies.

Required Document


Document   Government Sector     Privet Sector     Saudi     Non-Saudi
Salary certificate including basic salary + basic allowances with mention of the job title

certified by the Chamber of Commerce for the private sector
Valid National ID/Iqama
Social Insurance Certificate

Account statement for the last 3 months

Account statement for the last 6 months
Valid driver's license